Where Our Terms Apply
These terms are the agreement between you and acl365. They set out how you open an account, how you sign in from a phone or a browser, how money moves through your wallet, and what happens when something goes wrong. They do not replace your local
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law. Whether you may hold an account at all depends on the rules where you live and on eligible regions, and checking that is your responsibility before you deposit. Payment rules sit inside the same agreement. A bKash, Nagad or Rocket transfer has to come from
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a wallet registered in your own name, and that name needs to match the name on your account. If it does not, we may ask for documents or hold the transfer while we check. Bank Transfer follows the same rule. One account per person, and your
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details need to stay accurate. Sharing a login, opening a second account to get around a limit, or paying with someone else's wallet breaks these terms, and we may suspend or close the account when that happens. We update these terms when payment rails, local rules
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or platform behaviour change. The version on this page is the one that counts, and continuing to use your account after a change means you accept it.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.